Mary Ann and Cedric’s lives were rapidly turning into ashes. The couple had one child before Cedric went to prison for five years on drug charges. A year after he got out they had twin girls. Then they decided to get married.

Fifteen years later the couple bought a house. Monthly mortgage payments were $1,000. Problem: Credric now had congestive heart failure and couldn’t work. Four months went by without making a single house payment.

That’s when the twin girls, identified only as E.W. and C.W., took matters into their own hands. They drove to a bank less than five miles from their home. Mary Ann (Mom) was the driver of the getaway car.

Inside the bank E.W. and C.W. wore masks. One had a black hood and the other a nylon stocking. It was a few days before Halloween and the branch manager asked, "Is this some kind of a joke?"

"No, it ain’t no @#&% joke," one masked twin snapped back, "just give us the &%$# money."

The trio drove straight home. That’s when Daddy Cedric claims he first heard about the robbery. Everybody piled into the family’s Buick Skylark and took off for Atlantic City.

The girls took the toy gun they’d used in the robbery and tossed it into the Atlantic Ocean. Then the twins hung out on the famous Boardwalk. The parents amused themselves gambling in a casino. Later they drove home to Barnegat.

Using bank video, cops had little trouble tracking down the gang. Three days after the robbery a SWAT team burst into the house at suppertime and arrested the parents and the twins. All but $350 of the $3,000 stolen was recovered.

The twins are serving five year sentences as juveniles. Mom claims she only drove the getaway car to be sure the girls were okay. Dad say he was asleep when they left for the robbery, and "what was I supposed to do? Turn in my own family?" The adults have not yet been tried.

Cops note that during the three days following the robbery, none of the bank money was used to make a house payment. The county sheriff has listed the house for public auction.